Rae Ann McCarthy ,74, of 26989 State Route 3, passed away December 3, 2012, at her home under the care of Hospice of Jefferson County and her family.

Mrs. McCarthy was born in Mannsville, August 18, 1938, a daughter of Claude E. and Verna R. Sayler Baker. She graduated from Oswego High School in 1956. On May 4, 1957 she married William J. McCarthy at St. Paul’s Church in Oswego with Reverend Murphy officiating.

Mrs. McCarthy was a teaching assistant in the Watertown School District before becoming a customer service representative for local insurance agencies. She was employed with Howland LaClair, Jones and Doldo and the McEvoy agencies.

She was a communicant of St. Paul’s Church in Black River, volunteered for the Samaritan Medical Center Gift Shop and enjoyed arts and crafts.

Surviving besides her husband are three sons and their wives; Dennis and Julie, Marion, NY, Douglas and Kelly, Ogdensburg and Sean and Tracy, Gouverneur, a brother Terry Baker, Eagle River, Wisconsin, four grandchildren, several nieces and nephews.

Calling hours will be Friday, December 7, 2012, from noon until 3pm at the D.L. Calarco Funeral Home, followed by a funeral service with Reverend Leon Schilling officiating. Burial will follow in Glenwood Cemetery. Contributions may be made to Hospice of Jefferson County, 1398 Gotham Street, Watertown or to the Black River Volunteer Fire and Ambulance Squad, PO Box 314, Black River, NY 13612.

Condolences may be made to www.dlcalarco.com.